See your actual paycheck after federal tax, state tax, FICA, 401(k), and HSA deductions.
Uses that state's real 2026 progressive brackets and standard deduction.
2026 limit: $24,500 (age <50).
2026 limit: $4,400 single / $8,750 family.
| Type | Label | Per Paycheck |
|---|
Health/dental/vision premiums, FSAs, and commuter benefits run through your employer's cafeteria plan — pre-tax for federal, state, and FICA. Pick a type below or choose "Other" for anything not listed.
| Type | Label | Per Paycheck |
|---|
Roth contributions, supplemental/voluntary insurance, garnishments, union dues, and loan repayments come out of net pay — they don't reduce taxable income.
| Item | Per Paycheck |
|---|---|
| Federal Income Tax | — |
| State Income Tax | — |
| Social Security (6.2%) | — |
| Medicare (1.45%) | — |
| 401(k) Contribution | — |
| HSA Contribution | — |
| Take-Home Pay | — |
Uses 2026 federal brackets and each state's real progressive brackets, both with their own standard deduction. Pre-tax deductions reduce federal, state, and FICA wages (Section 125 treatment); 401(k) reduces federal/state only, since traditional 401(k) contributions still owe Social Security & Medicare tax. Does not include local/municipal taxes or employer-side FICA.