Mortgage Calculator

Monthly payment, total interest paid, and a full amortization schedule for any home loan.

Loan Details

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20.0% of home price

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Conventional: PMI ~0.8%/yr when down <20%; auto-removed at 78% LTV.

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Auto-filled based on loan type and down payment.

📊 Results
Monthly P&I Payment
Principal & interest only
Total Monthly Payment
Including tax, insurance, PMI
Loan Amount
Price minus down payment
Total Interest Paid
Over full loan term
Total Cost of Loan
Principal + interest
Interest as % of Loan
Balance & Equity Over Time
Remaining balance
Equity built
Cumulative interest
Amortization Schedule (by Year)
YearAnnual PaymentPrincipalInterestBalance